A credit card is a popular payment instrument with a pre-approved credit limit. One can use this credit limit to shop online and offline or withdraw cash in an emergency. While shopping with a credit card is exciting, it is critical to pay your credit card bills quickly. Failing to do so would attract penalty charges and late fines, and you’ll also be charged with interest which would significantly increase your outstanding invoice amount.
Worse, it can trigger the credit card issuing authority to cancel your credit card, which would also impact your credit score, marking a question on your creditworthiness. The best part is there are many options to pay your RBL Credit Card bill, which is as easy as shopping! Like most new-age credit cards, RBL Bank offers offline and online payment options, making the whole process quick and effortless.
How to Pay Your RBL Bank Credit Card Bill Online
You can use any of the below-mentioned online methods to pay your RBL credit card bill-
- RBL MyCard App
- Netbanking
- NEFT
- NACH
RBL MyCard App
Paying your credit card bills through the bank’s mobile app is one of the most convenient, easy, and quick methods. As the app already has all the details about your credit card, making payments using the app is super easy and convenient. You can pay your RBL Bank Credit Card bills utilizing the bank’s RBL MyCard app. To do so, open the RBL MyCard app at the end of the billing cycle and go to the “Make a Payment” tab. You can opt to pay the bill partially or in full and proceed to enter your payment mode. Input your credentials, such as your account number or UPI ID, to complete the process, and you’re done.
Netbanking
Netbanking is also a secure and easy way to pay your RBL credit card bill online. You must log in to your RBL Bank Netbanking account and proceed to the credit card payments page. Follow the process as asked and input our OTP to complete the RBL Credit Card Payment.
NEFT
You can also opt for the NEFT (National Electronic Fund Transfer) system to pay your RBL Credit Card bills. You’d need to provide your name as mentioned in your credit card, a 16-digit credit card number or the account number, the bank’s name, the IFSC code of the bank branch, and the branch’s location. Once submitted, pay the amount in full or the minimum due amount by providing the OTP sent to your registered phone number.
NACH
NACH, which stands for National Automated Clearing House, is an automated payment system that automatically debits funds from your account toward your outstanding bills at the start of every month. You can pay your RBL Bank credit card bills effortlessly by linking your Credit Card and the payee account with the NACH system.
How to Pay Your RBL Bank Credit Card Bill Offline
If you’re not tech-savvy and prefer the traditional channels of paying your bills, you can do so using the below-mentioned two offline modes.
- Cash Payment
- Pay via Cheque
Cash Payment
To pay your RBL Credit Card bills via cash, you’ll have to visit any nearest RBL Bank branch and approach the bank executive to help you with the process. However, you must pay a minimum processing fee of INR 100 per transaction for cash payment at branches.
Pay via Cheque
If you don’t want to proceed with the cash payment, you can pay using cheques at any RBL Bank ATM. Make sure you mention your RBL Bank credit card number and related details when you drop it in the cheque drop box at the ATM. Clear the cheque, and processing your payment would take three working days.
Whether you choose the online or offline mode of payment, ensure that you pay off your bills on time to reap the benefits and make the most out of your credit card. At Finserv MARKETS, you can browse through an exclusive range of RBL Credit Cards with many amazing features and benefits. You can compare the cards and select the best suits your lifestyle. You can avail of an RBL credit card and check RBL Credit Card Status at Finserv MARKETS in just a few simple clicks and shop to your heart’s content.
