A credit card is a popular payment instrument that comes with a pre-approved credit limit. One can use this credit limit to shop online and offline or withdraw cash in case of an emergency. While shopping with a credit card is exciting, it is critical to pay your credit card bills on time. Failing to do so would attract penalty charges, late fine and you’ll also be charged with interest which would significantly increase your outstanding bill amount. Worse, it can trigger the credit card issuing authority to cancel your credit card and this would also impact your credit score, which would mark a question on your creditworthiness.
The best part is there are many options through with you can pay your RBL Credit Card bill and it is as easy as Shopping with it! Like most other new-age credit cards, RBL Bank also offers both offline and online modes of payment options which makes the whole process quick and effortless.
How to Pay Your RBL Bank Credit Card Bill Online
You can use any of the below-mentioned online methods to pay your RBL credit card bill-
- RBL MyCard App
RBL MyCard App
Paying your credit card bills through the bank’s mobile app is one of the most convenient, easy, and quick methods. As the app already has all the details about your credit card, making payments using the app is super easy and convenient. You can pay your RBL Bank Credit Card bills by using the bank’s mobile app called RBL MyCard app. To do so, open the RBL MyCard app at the end of the billing cycle and go to the “Make a Payment” tab. You can opt to pay the bill partially or in full and proceed to enter your payment mode. Input your credentials such as account number or UPI ID to complete the process and you’re done.
Netbanking is also a secured and easy way to pay your RBL credit card bill online. For this, you would need to login to your RBL Bank Netbanking account and proceed to the credit card payments page. Follow the process as asked and input our OTP to complete the RBL Credit Card Payment.
You can also opt for the NEFT (National Electronic Fund Transfer) system to pay your RBL Credit Card bills. You’d need to provide your name as mentioned in your credit card, 16-digit number credit card number or the account number, the bank’s name, IFSC code of the bank branch, and the location of the branch. Once submitted, proceed to pay the amount in full or pay the minimum due amount by providing the OTP send to your registered phone number.
NACH, which stands for National Automated Clearing House is an automated payment system that automatically debits funds from your account towards your outstanding bills, at the start of every month. You can opt to pay your RBL Bank credit card bills effortlessly by linking your Credit Card and the payee account with the NACH system.
How to Pay Your RBL Bank Credit Card Bill Offline
If you’re not tech-savvy and prefer the traditional channels of paying your bills, you can proceed to do so by using the below mentioned two offline modes.
- Cash Payment
- Pay via Cheque
To pay your RBL Credit Card bills via a cash payment, you’ll have to visit any nearest RBL Bank branch and approach the bank executive to help you with the process. However, you would need to pay a minimum processing fee of INR 100 per transaction, for cash payment at branches.
Pay via Cheque
In case you don’t want to go ahead with the cash payment, you can pay using cheques at any RBL Bank ATM. Make sure you mention your RBL Bank credit card number and related details on your cheque when you drop it in the cheque drop box at the ATM. It would take three working days to clear the cheque and process your payment.
Whether you choose the online or offline mode of credit card payment, ensure that you pay off your bills on time so that you can reap the benefits and make the most out of your credit card.
At Finserv MARKETS you can browse through an exclusive range of RBL Credit Cards that comes with a host of amazing features and benefits. You can compare the cards and select the one that best suits your lifestyle. You can avail an RBL credit card and check RBL Credit Card Status at Finserv MARKETS in just a few simple clicks and shop to your heart’s content.